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Auto insurance is mandatory for all vehicles registered in Virginia and the state operates under tort law for damages / injuries resulting from a car accident. If you just purchase the minimum levels of coverage there is a high probability you will be exposed to personal liability. According to the Virginia DMV all drivers must carry at least (in 2010) the following minimum levels of liability auto insurance:

  • $25,000 bodily injury liability per accident (per person)
  • $50,000 combined bodily injury liability per accident (all persons)
  • $20,000 in property damage liability insurance

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