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Drivers in Massachusetts may lack a highly competitive car insurance market but they still benefit from no-fault car insurance laws so drivers have much less exposure to litigation from car accidents and much faster claim handling since no one is legally at-fault. Massachusetts does require all registered vehicles to have both PIP and liability insurance with the following minimum levels of coverage:

  • $20,000 injury liability per person per accident
  • $40,000 injury liability per accident (all persons)
  • $5,000 property damage liability insurance
  • (PIP) Personal Injury Protection
  • Uninsured/Underinsured Motorist Coverage

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