Maryland has no-fault car insurance laws which means there is no determination of guilt or “who was at fault” in a car accident. This helps protect drivers from car accident lawyers who like to sue for every sore neck and also expedite handling of your car insurance claim as your car insurance company is obligated to pay your damages and vice-versa for the other driver. No-fault car insurance laws are not a replacement for waiving all liability however.
- $20,000 liability coverage per person per accident
- $40,000 liability insurance for all persons per accident
- $15,000 property damage
- Personal Injury Protection
Maryland Teen Driver Laws
Maryland’s Graduated Driver License requirements are intended for drivers under 17 years old with some exceptions. To obtain learn’s permit in Maryland, you must be 15 years old, provide 2 id’s, proof of school enrollment or proof of graduated, SSN#, and a minimal fee amount.
Maryland teens are restricted from driving from 12am-6am. There are other restrictions placed on teen driver for the privilege of driving. Check with Maryland DMV for complete requirements and restrictions.
Maryland DUI Laws
First Offense – 1 year imprisonment plus $1000 fine, or 2 years imprisonment plus $2000 fine if minor is present in vehicle. At least 6 months license suspension.
Second Offense – 2 years imprisonment plus $2000 fine, or 3 years imprisonment plus $3000 fine if minor is present in vehicle. 1 year license suspension if prior is within 5 years.
Check with Maryland DMV or a DUI lawyer for additional offense penalty and fines.
Maryland SR-22 Requirements
SR22 is a document proof of person carrying the minimum auto insurance required by Maryland state’s DMV. Typically, it is needed to reinstate the driver’s license to be able to driver again. Once SR-22 is expired insurance company will issue a SR-26 certifying that the auto insurance policy has been cancelled.