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Maine has one of the highest set of mandatory state requirements for auto insurance and are sufficient to meet the potential liability for most car accidents. Although most drivers still opt for additional coverage your window of personal liability for injuries to others in a car accident is much smaller in Maine than most other states. In 2010 the minimum car insurance requirements for any vehicle registered in Maine are as follows:

  • $50,000 liability insurance per person per accident
  • $100,000 liability insurance per accident (all person)
  • $25,000 property damage liability coverage
  • $50,000/$100,000 Underinsured/Uninsured Motorist (UIM) coverage
  • $2,000 of Medical Payments Insurance

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