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Kentucky car insurance laws requires all vehicles to carry both PIP (personal injury protection) and liability insurance and is one of only 3 states which allows drivers to choose between no-fault car insurance and traditional laws. Whenever you purchase car insurance in Kentucky you must make an irrevocable choice as what type of insurance you will carry. Current (2010) minimum auto insurance requirements in Kentucky are.

  • $25,000 bodily injury liability insurance per person per accident
  • $50,000 bodily injury liability insurance per accident for all persons
  • $10,000 property damage coverage
  • $10,000 PIP (Personal Injury Protection)

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