Apr 212011
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As published by the Kansas Insurance Department (2010) all vehicles registered in Kansas must maintain car insurance in-force at all times meeting minimum levels of coverage for liability insurance, personal injury protection (PIP) and uninsured/underinsured (UIM) motorist coverage. The minimum requirements are as follows.
Liability Insurance
- $25,000 liability insurance per person per accident
- $50,000 liability insurance for all persons per accident
- $10,000 property damage insurance
Personal Injury Protection (PIP)
- $4,500 in medical expenses per person
- $900 a month insurance coverage for any income loss or disability with a 1 year minimum benefits and this coverage must also include survivor benefits)
- $25 a day for any in-home services required
- $2,000 in coverage for any death related expenses such as cremation, burial or funeral costs
- $4,500 in coverage for rehabilitation expenses
Uninsured / Underinsured Motorist Coverage
- $25,000 per person per accident
