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All vehicles registered in Delaware must carry liability insurance and PIP. Currently (2010) the Delaware Insurance Department and Department of Motor Vehicles require all drivers to have at least 15/30/10 in minimum levels of car insurance coverage which mean:

Liability Insurance Requirements

  • $15,000 liability per person per accident
  • $30,000 liability insurance per accident for all persons
  • $10,000 of property damage coverage

Personal Injury Protection (PIP) requirements

  • $15,000 per person per accident
  • $30,000 per accident (maximum $15,000 per person)
  • $5,000 for funeral expenses

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