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Liability coverage is mandatory for all drivers in Arkansas and your policy must meet at least the minimum state requirements. While Arkansas car insurance requirements are higher than most States they are still relativity low compared to the extreme medical costs involved with car accident injuries. Drivers with just the minimum coverage required by law can potentially be exposed to great personal liability in the event of an accident so most Arkansas drivers opt for extended coverage beyond state minimums. Arkansas car insurance laws require all drivers to have to least:

  • Bodily Injury Liability: $25,000 per person / $50,000 per accident
  • Property Damage: $25,000

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